Financial Stability

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It is one of the goals of United Way to help individuals and families achieve
financial stability by increasing income, building savings and gaining/sustaining assets.

Increasing Income

-- Earned Income Tax Credit (EITC): Free tax preparation and filing assistance on-site to help eligible individuals claim valuable tax credits;

-- Workforce Development and Training: On-site programs that enhance job readiness and soft skills like job etiquette, while providing remedial and continued education, and specific job-related skills training (Transportation, childcare and other support services provided);

-- Credit Repair and Debt Reduction: United Way connects individuals to non-profit organizations and community agencies that provide credit repair and debt services;

-- Accessing Public and Employer Based Benefits: Screening for eligibility and applying for public and employer-based benefits like CHIP/health, food stamps, Medicaid, Social Security and retirement plans.

Build Savings

-- Savings Products: Through partnerships, individuals will be able to open no-minimum checking and savings accounts;

-- Savings Campaigns: Local United Ways provide information and resources to develop customized savings goals for families and individuals, as well as the communities in which they live.

Gain and Sustain Assets

-- Individual Development Accounts (IDAs): Similar to a 401(K), IDAs offer a match incentive through corporate and local partnerships to help individuals accumulate savings to purchase long-term assets like a house, secondary education for children, or a small business;

-- Asset Protection: A set of tools and strategies to help sustain assets in the event of an emergency or an unexpected life event, such as auto, home, health and disability insurance.

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